Free tool — no signup required

How much is your platform
actually keeping?

Move the slider. See the real take — Patreon, Substack, Ko-fi, Buy Me A Coffee. Then see what you'd keep with Two Shares.

$2,000/month
$100$10k$25k$50k

Patreon

10% platform fee + ~3% Stripe

$1,667

−$333/mo

83.4% kept

Substack

10% + Stripe processing

$1,656

−$344/mo

82.8% kepthighest fees

Ko-fi

5% on memberships + Stripe

$1,722

−$278/mo

86.1% kept

Buy Me a Coffee

5% platform fee + processing

$1,722

−$278/mo

86.1% kept

At $2,000/month, you give away per year

Patreon$3,996
Substack$4,126
Ko-fi$3,336
Buy Me a Coffee$3,336

“Your audience didn't send you less. The platform just kept the difference.”

Two Shares
0% from you
$2,000

per month — every dollar your supporters intended

Yearly take-home$24,000

Supporters pay 5% access fee + Stripe processing on top.
Nothing deducted from what you receive.

Get your free Two Shares link →

Free · 2 minutes to set up · no card required

Side by side at $2,000/month
PlatformKeepMonthly lossYearly loss
Patreon$1,667−$333−$3,996
Substack$1,656−$344−$4,126
Ko-fi$1,722−$278−$3,336
Buy Me a Coffee$1,722−$278−$3,336
Two Shares
$2,000$0$0

The numbers they don't show you upfront

10%

Patreon takes from every new creator

Raised from 8% in August 2025. Before Stripe processing (~3%). Before Apple's 30% cut on iOS payments. Real effective rate often exceeds 20%.

10%

Substack keeps on every paid subscription

One finance Substacker publicly showed $119k gross in 2022 → $68k take-home after Substack fees, Stripe, and taxes. The gap compounds every month.

$0

What Two Shares takes from creators

Your supporters pay 5% on top of what they intend to send. You receive every dollar they meant for you. Always.

Full platform breakdown on the blog →

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